GenZ Ledger
A shared ledger for money lent and borrowed — every entry confirmed by the other side.
GenZ Ledger replaces the paper udhaar register and scattered WhatsApp reminders with one trusted record. Create a ledger for your flat, family, trip group or shop, add the people you deal with, and record each lend or repayment. The other person confirms it, or disputes it with a comment, so both sides agree on every amount. Balances are always calculated from confirmed entries, never typed in by hand, and repayments are matched to the oldest loans first so you can see exactly what is still open. GenZ Ledger records money; it never moves money.
Free vs Pro
Everything you need to get started is free — upgrade only when you need more.
Free Features
- Sign in with just your email — no password
- Unlimited ledgers with up to 30 members each
- Invite members by email or share a link on WhatsApp
- Every lend and repayment confirmed by the other person
- Disputes with comment threads, never silent edits
- Partial, full and over-payments handled automatically
- Corrections by reversal — confirmed history stays locked
- Pair balances, totals and loan progress for everyone
Coming next
- Receipt photos on entries (JazzCash, Easypaisa, Raast screenshots)
- Download the full ledger as Excel or PDF
- WhatsApp reminders with the exact outstanding amounts
- Urdu, Arabic, Chinese, Japanese and Spanish
- Due dates and automatic reminders
- Android and iOS apps
Simple, Honest Pricing
Start free. Upgrade anytime as your needs grow.
Free
Everything you need to keep a shared ledger
- Unlimited ledgers
- Up to 30 members per ledger
- Confirmations, disputes and comments
- Balances and loan progress
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